VA Residual Income Calculator

Enter your household and income details to check VA residual income guidelines for your region and family size.

Residual Income Calculator

This VA-specific calculation determines if you have enough income left over for living expenses after all debts are paid.

Gross Monthly Income ($)

Total Monthly Debts (non-housing)

Estimated Monthly Mortgage ($)

Family Size

Loan Amount ($)

VA Region

State of Residence

Used for state income tax estimation.

Tax Filing Status