Today's Mortgage Rates
Live market rates across every loan program we offer. Compare products, set rate alerts, and lock in your savings.
Market rate disclosure
Rates shown across this market overview are indicative snapshots and not individualized rate quotes.
Rates, terms, and savings shown are estimates for educational purposes only and may vary based on your credit profile, property value, loan type, and market conditions.
Your actual rate, APR, payment, and closing costs depend on credit profile, loan amount, equity, occupancy, property type, lock period, and market conditions.
IRRRL1 is not affiliated with any government agency, including the Department of Veterans Affairs. IRRRL1 is an Equal Housing Lender. NMLS #2530539.
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Rates by Program
Dive into detailed rates, historical trends, and calculators for each loan type.
VA IRRRL Rates
Streamline refinance rates for veterans
VA Refinance Rates
All VA refinance options & today's pricing
VA Streamline Rates
Fast-track VA streamline program rates
FHA Rates Today
Current FHA purchase & refinance rates
Conventional Rates
Fixed & adjustable conventional pricing
Jumbo Rates Today
High-balance loan rates above conforming limits
USDA Rates Today
Zero-down rural & suburban program rates
Market Rate Trends
Explore daily market indices from Optimal Blue OBMMI™. Data reflects actual locked rates across a large portion of the U.S. mortgage market.
Rates data via Optimal Blue OBMMI™, updated daily.
Never Miss Your Target Rate
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Rate Alert
Get notified when rates drop to your target