Build with Confidence—Flexible Construction Financing
Structured draws, interest-only during build, and clear close options.
One-time-close options
Staged draws
Interest-only during build
Construction Loan Basics
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Plan & budget
Detailed plans, bids, and contingency reserves.
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Draws & inspections
Funds released as work is completed and verified.
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Convert or refi
End with a permanent mortgage or refi as planned.
Construction vs Bridge
Pros
- Funds build phases
- Structured draws
Cons
- More documentation
Estimate Build Carry vs Permanent
Quick estimate of potential monthly payment difference. For illustration only; actual terms vary.
Estimated monthly payment
During build
$1933
Permanent
$2155
Potential monthly difference: $222
Actual payments depend on program details, APR, MI, taxes, and insurance.
Choose your path
New build
Finance start-to-finish with clear milestones.
Major renovation
Leverage staged draws to manage project cash flow.
Builder
Repeatable structures for multiple projects.
Trusted by borrowers
Structured draws
Clear exits
“Draws and inspections were predictable and fast.”
FAQs
Get Your Free Refi Quote
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