Build with Confidence—Flexible Construction Financing
Structured draws, interest-only during build, and clear close options.
One-time-close options
Staged draws
Interest-only during build
Construction Loan Basics
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Plan & budget
Detailed plans, bids, and contingency reserves.
🏗️
Draws & inspections
Funds released as work is completed and verified.
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Convert or refi
End with a permanent mortgage or refi as planned.
Construction vs Bridge
Pros
- Funds build phases
- Structured draws
Cons
- More documentation
Estimate Build Carry vs Permanent
Quick estimate of potential monthly payment difference. For illustration only; actual terms vary.
Estimated monthly payment
During build
$1933
Permanent
$2155
Potential monthly difference: $222
Actual payments depend on program details, APR, MI, taxes, and insurance.
Choose your path
New build
Finance start-to-finish with clear milestones.
Major renovation
Leverage staged draws to manage project cash flow.
Builder
Repeatable structures for multiple projects.
Trusted by borrowers
Structured draws
Clear exits
NMLS: 2530539
Equal Housing Lender
“Draws and inspections were predictable and fast.”
FAQs
Get Your Free Refi Quote
Submit your information and a VA loan specialist will contact you with a personalized savings report.