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Conventional numbers

7 min

Rates, points, PMI

Compute break-even on points and understand PMI thresholds.

Refinance Savings Calculator

Estimate your potential monthly savings with an IRRRL or Cash-Out refinance.

Current Loan Balance ($)

Current Interest Rate (%)

New Interest Rate (%)

Months Remaining on Current Loan

Estimated Closing Costs ($)

Quick estimate: ~0.6% of balance → $1800

Next: Conventional Quick Start Back to lessons

IRRRL1

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