Scale Your Portfolio with DSCR Loans
Qualify based on property cash flow, not personal income. Fast approvals for investors.
Cash-flow based
Doc-lite
How it works
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Analyze NOI & DSCR
Underwrite property income vs expenses.
📄
Streamlined docs
Less focus on personal income docs.
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Close & scale
Leverage financing to grow holdings.
DSCR vs Conventional
Pros
- Cash-flow driven
- Doc-lite
Cons
- Pricing can be higher than agency
Estimate DSCR vs Conventional
Quick estimate of potential monthly payment difference. For illustration only; actual terms vary.
Estimated monthly payment
DSCR
$1933
Conventional
$2155
Potential monthly difference: $222
Actual payments depend on program details, APR, MI, taxes, and insurance.
Choose your path
Long-term investor
Focus on DSCR and NOI to qualify.
Scaling rapidly
Doc-lite underwriting can speed up growth.
Comparing options
See when DSCR beats conventional for your plan.
Trusted by borrowers
Investor-friendly
Streamlined docs
“Closed fast with DSCR, perfect for my rental strategy.”
FAQs
Get Your Free Refi Quote
Submit your information and a VA loan specialist will contact you with a personalized savings report.