Competitive Conventional Loans—Built for Strong Borrowers
Flexible terms, attractive pricing, and fast approvals. See if you qualify in minutes.
Low rates
Fast approvals
No PMI with 20% down
How it works
📋
Pre-qualify
Quickly estimate what you can afford.
💼
Underwrite
Verify income, assets, and credit.
🏁
Close
Finalize terms and fund your loan.
Conventional vs FHA
Pros
- No upfront MIP
- Potentially lower total cost with 20% down
Cons
- Stricter credit guidelines
Estimate Conventional vs FHA
Quick estimate of potential monthly payment difference. For illustration only; actual terms vary.
Estimated monthly payment
Conventional
$1933
FHA
$2155
Potential monthly difference: $222
Actual payments depend on program details, APR, MI, taxes, and insurance.
Choose your path
I have strong credit
Maximize pricing advantages with a conventional loan.
I’m comparing programs
See when conventional beats FHA for your scenario.
I want the best rate
Explore points and terms to lower your monthly payment.
Trusted by borrowers
Competitive rates
Clear fees
NMLS: 2530539
Equal Housing Lender
“Smooth process and a great rate.”
FAQs
Get Your Free Refi Quote
Submit your information and a VA loan specialist will contact you with a personalized savings report.