Full-Doc Stability with QM Loans
Qualified Mortgage financing with standardized rules and predictable underwriting.
Full-doc
Standardized
How it works
🧾
Full documentation
Income, assets, and credit reviewed for stability.
✅
Clear guidelines
Standardized rules improve predictability.
📈
Competitive pricing
Strong profiles may qualify for lower rates.
QM vs Non-QM
Pros
- Predictable underwriting
- Competitive rates
Cons
- Requires full documentation
Estimate ARM vs Fixed
Quick estimate of potential monthly payment difference. For illustration only; actual terms vary.
Estimated monthly payment
ARM intro
$1933
Fixed-rate
$2155
Potential monthly difference: $222
Actual payments depend on program details, APR, MI, taxes, and insurance.
Choose your path
W-2 borrower
Straightforward docs and strong profile.
Comparing options
See if QM or Non-QM fits better.
Trusted by borrowers
Standardized
Transparent
NMLS: 2530539
Equal Housing Lender
“Process was clear and predictable.”
FAQs
Get Your Free Refi Quote
Submit your information and a VA loan specialist will contact you with a personalized savings report.